Turning 65
Initial Enrollment Period begins 3 months before the month of turning 65 and extends 3 months after.
Medicare Specialist Since 2013
Medicare Doesn't Have To Be Confusing.
Helping individuals and families understand Medicare benefits, compare coverage options, and make informed coverage decisions with confidence.
- ✓ No Cost Consultation
- ✓ No Obligation To Enroll
- ✓ Family Members Welcome
Start here
Meet Your Medicare Specialist
Hear directly from Jowanna Williams-Cantrell about what to expect during your consultation, common Medicare mistakes to avoid, and how she helps clients make confident coverage decisions.
▶ Watch Before SchedulingMake the next step clear
Why People Call Jowanna
This consultation may be helpful if:
- ✓You Are Turning 65
- ✓You Are Retiring Soon
- ✓You Are Leaving Employer Coverage
- ✓You Are Reviewing Your Current Medicare Coverage
- ✓You Are Confused By Medicare Mail
- ✓You Want To Compare Coverage Options
- ✓You Want To Confirm Your Doctors Are Covered
- ✓Your Prescription Costs Have Increased
Important Medicare Timelines
You Can't Always Make Medicare Changes Whenever You Want.
Many Medicare enrollments and plan changes are tied to specific enrollment periods and qualifying life events.
Employer Coverage Ending
Special enrollment opportunities may be available.
Annual Enrollment Period
October 15 - December 7 each year.
Medicare Advantage Open Enrollment
January 1 - March 31.
Prescription Drug Coverage Decisions
Certain individuals may face late enrollment penalties if they go extended periods without creditable prescription drug coverage.
Enrollment periods, eligibility rules, and penalties vary based on individual circumstances. A personalized consultation can help determine which options may be available.
Don't Wait Until The Last Minute
Many people schedule a consultation because they are approaching an enrollment deadline, retirement date, or Medicare decision and want clarity before making changes.
- ✓Turning 65 soon
- ✓Planning to retire
- ✓Losing employer coverage
- ✓Reviewing current Medicare coverage
- ✓Comparing Medicare plan options
- ✓Wanting to confirm doctors and prescriptions are covered
- ✓Received Medicare information in the mail
- ✓Unsure which enrollment period applies
Schedule my review
Schedule My Medicare Review
Choose a convenient time for your personalized phone consultation. Family members are welcome to join.
Why clients choose Jowanna
Clear, personal guidance from someone who takes the time.
Personalized Guidance
No call centers. No 1-800 numbers. Personalized support from a licensed agent who takes the time to understand your coverage needs.
Clear Explanations
Medicare explained in plain language so you can make informed decisions with confidence.
Ongoing Support
Questions don't stop after enrollment. Continued support is available when you need it most.
Licensed Health & Life Insurance Agent
Meet Jowanna Williams-Cantrell
Licensed Health & Life Insurance Agent | Medicare Specialist
For more than a decade, Jowanna Williams-Cantrell has helped individuals and families understand Medicare benefits, compare coverage options, and make confident decisions about their healthcare coverage. Whether someone is turning 65, retiring, or reviewing a current plan, her goal is to help simplify the process and provide personalized support every step of the way.
Licensed Health & Life Insurance Agent
Medicare Specialist
Agency Owner
Educator
Community Leader
Client experiences
Trusted by families who wanted clarity, care, and answers.
A calmer review experience built around what matters most: personal service, confidence, and long-term relationships.
Jowanna was very efficient, helpful, friendly, and knowledgeable explaining benefits and options to me.
Alfred H.
She took care of my mother's insurance needs like she took care of her own family's.
Sukhwin S.
All my questions were answered thoroughly, and I was guided step by step on each Medicare plan.
Blond M.Ready for clarity?
Let's Find The Right Medicare Coverage For You.
Schedule a no-cost Medicare review and get help comparing coverage options before making a decision.